Funding for the everyday gaps in your cash flow

What it's for

• Inventory & stockBuying ahead of demand without draining your cash reserves.
• Payroll & operating costsCovering the gap between paying your team and collecting on invoices.
• Seasonal swingsSmoothing cash flow through predictable busy and slow periods.
• Short-term opportunitiesMoving on a time-limited contract or bulk discount you would otherwise miss.

How it's structured

Working capital is provided on a profit-sharing basis rather than as an interest-bearing loan: we agree the share up front, tied to a specific, disclosed transaction or purpose.

Terms are typically short and matched to the operating cycle the funding is covering. Repayment is structured around actual cash flow, rather than a fixed loan schedule.